Financing

Laser Eye Center of Los Angeles and Orange County offers a financing plan to fit every patient’s budget and credit history. We offer many plans, including

  • interest-free financing
  • extended-term low-fixed interest
  • options that do not require down payments

If you qualify, you can have LASIK surgery now without paying any out-of-pocket costs. If you have verifiable income and are a permanent U.S. resident, you qualify for at least one financing option with the Laser Eye Center of Los Angeles and Orange County.

Financing FAQs

Does Laser Eye Center offer financing for my LASIK surgery?

Laser Eye Center offers a financing plan to fit every patient’s budget and credit history. We offer interest free financing options, extended-term low fixed interest options, and many plans do not even require a down payment. If you qualify, you can have LASIK surgery now without paying a penny out of pocket. Options are available for those with credit concerns. If you have verifiable income and are a permanent U.S. resident, you qualify for at least one financing option with Laser Eye Center. Contact our office today to find out which exciting financing option would work best for you.

Laser Eye Center Cost and Financing

The cost for refractive vision correction can be a confusing and complicated question these days. The price for Lasik surgery varies greatly from one technology to another and from one company to another. Here at Laser Eye Center, we offer a wide range of technologies and the cost of your LASIK surgery is dependent on your individual visual needs and the technology that would be best suited to your correction. Each patient is unique and therefore we prefer to discuss the exact cost of your vision correction procedure at the time of your Free Consultation. We encourage our patients to research the many exciting procedure options available because we know you will find that Laser Eye Center offers the highest quality care, a great track record of experience and wonderful patient results all at a great price. Laser Eye Center is confident that the more you know about refractive surgery, the more comfortable you will be with your decision to have your vision correction preformed at Laser Eye Center.

As a leader in the field of refractive surgery the Laser Eye Center offers our customers great value for a reasonable cost. The cost of your procedure includes your detailed consultation examination (which is Free of charge and at no obligation to have anything done), a secondary check of all readings on the day of your procedure to be sure your correction is accurate and safe, Anti-Inflammatory Eye Drops to speed your healing, the guarantee of an experienced award winning surgeon, the latest state of the art equipment that is professionally maintained and calibrated, post operative care for six months after your procedure including doctors on call 24 hours a day seven days a week to answer your questions and address your concerns and much more. Why go to a “budget” LASIK center when you could have the benefit of years of experience, safety and precision all for a great price! When experience counts, we’re the ones to see.

Financing Options

At the Laser Eye Center, our staff is committed to providing the very best services and care. In addition to using the most advance technology available today to help you obtain optimum vision, we also strive to make vision correction affordable for everyone. Refractive Vision Correction is an excellent investment in an individual’s medical and psychological well-being. Financial considerations should not be an obstacle to obtaining this important health service. We pride ourselves in offering a financing plan to fit every individual’s budget and credit history including offering plans for those with credit concerns. Being sensitive to the fact that people have different needs in fulfilling their financial obligations, we currently provide the following payment options.

Laser Eye Center In-House Financing

Laser Eye Center offers our own In-House financing plan. Unlike most of our competitors, Laser Eye Center has the ability to offer our own line of credit directly to our clients. Being one of the largest and longest established LASIK Centers in California has its advantages! The In-House financing plan is a direct contract between you and Laser Eye Center. There are no banks to consult for approval, no inquiries to your credit report to bring down your valuable FICO score. This allows us to approve financing for just about anyone regardless of your current credit situation. If you have verifiable income and are a permanent resident of the United States, you qualify for financing from Laser Eye Center. All In-House financing is offered with absolutely No Interest for the life of your financing and comes with a set monthly payment amount that does not fluctuate. No hassles! No surprises! No Kidding!

CareCredit® from GE Money Bank

As a service to our patients, we are pleased to offer the CareCredit® card, North America’s leading patient payment program. CareCredit® lets you begin your procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget. So, you can begin your vision care today and conveniently pay with low, monthly payments. CareCredit® offers a comprehensive range of No Interest and Extended Payment Plans for procedure fees from $1 to over $25,000.

No Interest Payment Plan

  • 6, 12, 18 & 24 month plan options
  • No interest if the balance is paid within the specified time period
  • Low minimum monthly payments

Extended Payment Plan

  • 36, 48 & 60 month plan options
  • For procedure fees from $1,000 to over $25,000
  • Monthly payments as low as $25 for a $1,000 fee balance

With CareCredit®, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit® is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit® and you’ll receive a decision in moments! See our staff for more details.

Wells Fargo Health Advantage

Laser Eye Center is pleased to offer Wells Fargo Health Advantage® Payment Plan Programs from Wells Fargo bank. The Wells Fargo financing plans are practical, affordable and convenient and will allow you to begin your procedure immediately without worry because you’ll be able to pay your plan over time. As one of the nation’s leading financial service providers, Wells Fargo is committed to offering Laser Eye Center patients affordable financing options. Wells Fargo offers no interest plans, if paid in full within the promotional period. Choosing the right plan for you and applying for it is quick. Additionally, there is no application fee, no down payment required and no pre-payment penalties!

100% financing for your procedure with low monthly payments … what could be better?

How about excellent and personal patient service to go along with your affordable payment plan? At Wells Fargo, their goal is to help Laser Eye Center provide you with the services that you need at a cost that you can easily afford. Wells Fargo prides themselves in creating an on-going relationship with their customers because they offer a revolving line of credit that you can use for your LASIK procedure at Laser Eye Center. It only takes a few minutes to apply for Wells Fargo Health Advantage® and you’ll receive a decision in moments. See our staff for more details.

So you can have your procedure today, pay for it over time and also have piece of mind that your medical needs are covered!

No Interest Payment Plans

  • 6, 12, 18, 24 & 36 month plan options
  • No interest if the balance is paid within the specified time period
  • Low equal monthly payments

Payment In Full

In addition to the financing options mentioned above, Laser Eye Center accepts payment in full by Cash, Check, and Cashier’s Check, Money Order, Visa, MasterCard, Discover Card or American Express. Laser Eye Center regularly offers discounts and promotions for clients that will be paying in full at the time of their procedure. Please ask about our current Limited Time Paid In Full Promotion when you come for your Free Consultation so that we may help you take advantage of the best price possible.

Flexible Spending Accounts

Flexible Spending Accounts (FSAs) are a great way to set aside money to pay for medical expenses and save on taxation. With a flexible spending account you set a schedule of deductions from your payroll disbursements to cover medical expenses throughout the year. This money is deducted from your pay checks according to the schedule you set forth and is exempt from all Federal, State and Social Security taxes. This means the amounts you set aside in the FSA are not included in your taxable income for the year and depending on your tax bracket this can lead to a sizable savings. This is a great way to cover the cost of your vision correction procedure. Check with your Human Rescores Department or Benefits Manager at work to see if your company offers such a plan. Most FSA plans stipulate that any funds set aside in the FSA which are not used by the end of the year are forfeited. Therefore, we highly suggest coming in for your Free Consultation to determine the cost of your individual procedure so that you know exactly how much to contribute to your FSA to cover your procedure cost without any overage at the end of the year.

Insurance

These days there are so many different insurance providers and plans that it is sometimes difficult to determine if your plan covers any portion of the cost for your vision correction. To find out if your insurance plan covers refractive surgery it is best to contact your insurance provider directly. Many insurance providers still consider refractive surgery to be “cosmetic” procedures and therefore do not provide coverage for such services. Laser Eye Center is happy to provide you with the necessary financial paperwork for you to submit a claim to your insurance provider if they do provide coverage for your procedure. When you come in for your Free Consultation we will discuss with you in detail your procedure cost, financing options, Insurance and FSA coverage to be sure you get the best correction and the best price possible.

Contact our office today to find out which exciting financing option will work best for you.